7 Alternatives to a Traditional Grass Lawn
Posted: June 24, 2024
Every homeowner dreams of having a yard filled with lush, perfectly green grass. But if you manage your own landscaping, it doesn’t take long to realize that achieving lawn perfection takes a whole lot of time, work and money. You have to water, fertilize, mow, weed, trim, dethatch, aerate… the list goes on. And if you slack on yardwork, your lawn will quickly take on...
When Should I Call My Insurance Agent?
Posted: June 14, 2024
While the information age has graced us with many online conveniences, there are areas of importance where only a conversation with another person will do. Insurance is one of those topics. Talking things over with a friendly, knowledgeable agent — especially one from a proven provider who knows your circumstances personally — can mean a big difference when it comes to planning your security. But...
What is Guaranteed Replacement Cost?
Posted: June 12, 2024
Few things in life are worse than losing your home to fire or a natural disaster. Except, that is, discovering in the aftermath that you don’t have enough homeowners insurance coverage to rebuild the house back to how it was before trouble struck. If you get Guaranteed Replacement Cost (GRC) coverage, that is unlikely to happen. Why? GRC will pay for the full cost of rebuilding...
Flooding: What Damage Can It Do to My House?
Posted: May 15, 2024
“Welcome to the neighborhood!” one of our neighbors called while we were standing in the front yard of our new home. On any other day, it would sound like a normal greeting. But on that particular day in June 2014, my husband and I wryly laughed at their joke. Our neighborhood had just flooded ‒ literally days after we received our keys. We waded through...
Beyond the Walls: What is Dwelling Coverage and How Much is Enough?
Posted: May 3, 2024
Dwelling coverage is the portion of your homeowner’s insurance that protects the physical structure of your home from common hazards. This includes not only the livable area of your house but also attached structures like your deck, porch, or garage. Since it covers anything that’s considered to be legitimately part of your home’s structure, it also covers things like built-in appliances. When it comes to unattached...